Our best friend shinobi got in a car accident! our friend's truck got ran off the road and the car flipped over! earlier today another car tried to hit and r. Here’s another twist. let’s say the wreck involving your friend causes $17,500 in damage to another person’s car, but your car liability insurance limit for property damage is $10,000. in.
This means you’d have to: file the claim with your company. pay the deductible. accept any resulting rate hikes. if the damages exceed your limits, annie’s coverage will step in as secondary coverage. if, however, the accident was not annie’s fault, the claim would be paid by the other driver’s coverage and your insurance would be. If a friend drives your car and causes an accident, your insurance will be responsible to pay the claim. if you lend your car to a friend and they are involved in an accident, your car insurance will foot the bill. an insurance policy follows the car, not the driver, so even if your friend has their own insurance, it’s your insurance company. When your car insurance pays for damages. there is an old saying in insurance circles: “car insurance follows the car, not the driver.”. that means that in general, if someone who is not on your policy drives your car and gets into an accident, your policy will cover the damages. so, if your best friend drives your car and plows into. The owner's insurance policy usually pays if you or someone else has the vehicle owner’s permission. if you get in an accident in a friend’s car without permission, their insurance policy may not cover the claim. your insurance policy may have to step in and pay the damages. when borrowing a friend’s car, get the owner's express permission.
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